Find Out in 60Seconds if Your Business Qualifies for Funding
Check if your business qualifies for funding in under 60 seconds. Learn the key eligibility criteria most Australian lenders look for — including turnover, trading history, and credit requirements — and see what finance options may be available to you.
Find Out in 60 Seconds if Your Business Qualifies for Funding
Many Australian businesses are eligible for finance but don’t realise how close they already are.
Answer a few simple questions and see what funding options could work for you — fast, flexible, and tailored to your business goals.
Are You Eligible for a Business Loan?
Most Australian lenders have a few key requirements. Here’s what you’ll generally need to qualify:
Business & Personal Basics
• Must be an Australian citizen or permanent resident
• Have an active ABN or ACN
Business Activity
• Minimum 6–12 months trading history
• Minimum annual turnover of $100,000–$120,000
• GST registration may be required (depending on the lender)
Financial Information
• Able to provide recent bank statements or business financials
• A solid credit score helps:
– Business credit score: 300+
– Director’s personal score: 300+
(Lower scores may still be accepted if you’re a homeowner)
Industry Type
• Must operate in a lender-approved industry
• Certain sectors such as gambling, debt collection, or tattoo parlours may be excluded
Not sure if you qualify?
We’ll help you check your eligibility and find the right finance solution for your business — whether that’s a working capital facility, equipment loan, or ATO debt refinance.
