Need Stock or Supplies? Unsecured Business Loans Can Help

Running low on stock or supplies can cost you sales. Here’s how unsecured business loans give you fast access to working capital — without using property as security.

When Stock Runs Low, So Can Sales

Whether you’re in retail, trade, wholesale, or eCommerce — having enough stock or supplies on hand is crucial.

But if your cash flow is tight, restocking might feel out of reach

That’s where an unsecured business loan can help.

What Is an Unsecured Business Loan?

It’s a loan that doesn’t require property, vehicles, or other assets as collateral.

You get fast access to working capital and repay it over time — often with flexible options.

It’s ideal for:

  • Buying inventory or materials
  • Paying supplier invoices
  • Securing seasonal stock
  • Keeping operations running smoothly

Key Features

  • Borrow from $10,000 to $500,000+
  • Loan terms from 3 months to 5 years
  • Fast approvals — sometimes within 24 hours
  • No need for security or collateral
  • Repayments weekly, fortnightly, or monthly

Why Use Finance for Stock?

✅ Jump on supplier discounts or seasonal deals

✅ Avoid delays when stock demand spikes

✅ Free up cash flow for other expenses

✅ Don’t risk running empty during busy periods

What Do You Need to Apply?

It’s simpler than you think. Most lenders only require:

  • An ABN
  • 6–12 months of trading history
  • Recent bank statements or proof of revenue

Final Word

If your shelves are looking bare or supplier invoices are piling up, a quick funding solution could make all the difference.

Unsecured loans help you move fast — without putting your assets on the line.

BMG provides educational content only. Speak to a licensed finance broker to explore your business loan options.